Senior Underwriter - Property & Casualty

About the RoleOur client, a leading insurer renowned for its robust property and casualty offerings, is seeking a highly experienced Senior Underwriter to join their distinguished team.
This critical role, based in Nelspruit, Mpumalanga , will involve evaluating and underwriting complex commercial property and casualty risks, managing a portfolio of key accounts, and contributing to underwriting strategy.
You will play a vital role in ensuring profitable growth by making sound underwriting decisions based on thorough risk analysis.
This is an exceptional opportunity for a seasoned professional looking to advance their career within a dynamic and reputable organization.
The position is offered with a remote-first approach, allowing you to leverage your expertise from anywhere within South Africa, providing a superb work-life balance.
We are committed to building a high-performing, distributed team and seek individuals who are proactive, detail-oriented, and possess exceptional analytical skills.
Your contributions will be instrumental in shaping the company's underwriting approach and ensuring its market leadership.
This role requires a deep understanding of complex risk factors and the ability to make independent, well-reasoned judgments.Key ResponsibilitiesUnderwrite complex property and casualty insurance risks, ensuring profitability and adherence to guidelines.Analyze financial statements, loss history, and other relevant data to assess risk exposure.Develop and maintain strong relationships with brokers and agents.Price policies accurately and structure coverage to meet client needs while managing company risk.Mentor and provide guidance to junior underwriters.Monitor market trends and competitor activities to adapt underwriting strategies.Contribute to the development and refinement of underwriting policies and procedures.Manage a portfolio of accounts, ensuring timely review and renewal.RequirementsA relevant tertiary qualification in Insurance, Finance, Business, or a related field.A minimum of 7 years of experience in underwriting, with significant focus on Property & Casualty lines.Proven expertise in assessing and pricing complex commercial risks.Strong analytical, decision-making, and problem-solving skills.Excellent negotiation, communication, and interpersonal skills.Ability to work autonomously and effectively in a fully remote environment.Familiarity with South African insurance market and regulations.Professional designations (e.g., CIP, FCII) are highly desirable.Experience with underwriting support systems and analytics tools.BenefitsHighly competitive salary package.Performance-based incentives and bonuses.Fully remote work arrangement, offering significant flexibility and work-life balance.Comprehensive medical aid and retirement fund.Opportunities for professional growth and career advancement.Exposure to a diverse portfolio of challenging risks.A supportive and collaborative remote team environment.Continuous learning opportunities and industry training.
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