General Manager: Credit Job Description Template
Our company is looking for a General Manager: Credit to join our team.
Responsibilities:
- To ensure that the Bank complies with legislative and regulatory requirements in the conduct of its lending activities;
- Ensure compliance with legal and regulatory requirements with respect to reporting obligations pertaining to the lending portfolio;
- To manage business relationships with parties that Credit department interfaces with, including those to whom certain services have been outsourced;
- Manage department’s activities in line with approved budget;
- To build and maintain relationships with internal and external stakeholders at management level;
- To contribute towards the development of products that meet market demands;
- To keep abreast of new industry developments within the insecured loan and credit environment;
- To contribute towards the overall corporate strategy of the Bank;
- To align credit strategy to ensure achievement of the business objectives set for the Credit division;
- To ensure that delivers on set targets (from a quality & quantity perspective) on all its lending products;
- Review and ensure compliance with approved credit granting mandates;
- To manage staff in terms of performance management, skills development, motivation & morale, etc.
Requirements:
- 10-12 Years’ experience in credit and sales experience in a financial institution;
- Bcom Honours degree in Finance and Related Disciplines;
- Matric;
- Experience in dealing with rapid and complex change;
- 5 Years Managerial experience in a strategic role.