Head: Intuitive Credit

Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe in harnessing the power of technology to make each interaction easier and simpler. We do everything we can to ensure that our clients have access to transparent and affordable banking services. When you bank with us, there are no hidden costs. We’re committed to making sure that you have a clear understanding of exactly what you're paying for. Why shouldn’t you have access to your cash when and where you want it? Whether you prefer Remote Banking, ATM transacting, drawing cash from tills at your local supermarket or coming into one of our branches, the way you access you cash is entirely up to you.Purpose Statement To influence and provide Intuitive Credit insight to the Business Bank Credit divisional strategy and translate it into a strategy and operating model for Intuitive Credit. To lead and manage the Intuitive Credit department, accountable for departmental strategy and optimal performance through business planning, budgets, goals and metrics, people, standards, principles and processes. Experience 8yrs+ management in a senior role within a business and commercial banking and/or credit environment, preferably at a commercial level, given the complexities involved in the Intuitive Credit segment; Or As a specialist in a leadership role such as a Credit Analyst, Actuary. Proven experience of using influence and relationships to drive and achieve objectives. Experience of strategically leading, planning and managing Credit initiatives. Qualifications (Minimum) Bachelor's Degree in Accounting - Financial Accounting or Management Sciences Qualifications (Ideal or Preferred) Post Graduate Diploma in Finance or Business Management Knowledge Strategic credit risk management Credit scoring and credit risk strategic experience across the credit life cycle Banking and financial Services Industry Basel II Broad business knowledge and acumen Up to date knowledge of the Credit Risk regulatory requirements Knowledge and experience of Intuitive Credit life cycle/value chain. Commercial, business and financial principles and practices. Building and developing effective teams. Intuitive Credit relevant management systems. Governance and risk management principles Business products, processes, policies and systems Fundamental IT systems and data analysis Quality principles and practice Skills Communications Skills Decision making skills Commercial Thinking Skills Strategic Thinking Skills Analytical Skills Management skills