Senior Investment Analyst - Strategic & Enterprise Investments

Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe in harnessing the power of technology to make each interaction easier and simpler. We do everything we can to ensure that our clients have access to transparent and affordable banking services. When you bank with us, there are no hidden costs. We’re committed to making sure that you have a clear understanding of exactly what you're paying for. Why shouldn’t you have access to your cash when and where you want it? Whether you prefer Remote Banking, ATM transacting, drawing cash from tills at your local supermarket or coming into one of our branches, the way you access you cash is entirely up to you.About The Role You can read a set of financials, build a five-year forecast and tell us exactly what a business is worth. You understand valuation methodologies - free cash flow to the firm, free cash flow to equity, PE multiples, revenue multiples, payback period - and, critically, when to use each one. A CA or CFA qualification backs your thinking. If this is you, we want to hear from you. Your role is to play a pivotal role in supporting strategic decision-making related to equity investments, monitoring and reporting on investment performance, ensuring good corporate governance and driving enterprise development initiatives. What You'll Do Enterprise and Supplier Development (ESD) Oversee our ESD portfolio - track financial and impact metrics through quarterly reviews Evaluate SMME investment opportunities in line with our investment mandate Develop and implement investment criteria as our ESD vehicle grows Administer grant programs that align with B-BBEE requirements and our strategic goals Identify new mechanisms and partnerships that grow our ESD impact Keep all investment and grant documentation audit-ready Ensure full compliance with B-BBEE scorecard requirements and ESD regulations Schedule compliance checks and internal audits at least twice a year Strategic Investments Build financial models - forecast income statements, balance sheets and cash flows across sectors (FinTech, banking, insurance, SMMEs and beyond) Apply the right valuation methodology to each investment decision Value businesses we want to buy or sell, and support negotiations with a clear, defensible number Monitor and report on strategic investment performance - deliver a real-time portfolio dashboard Provide recommendations to senior management on portfolio adjustments and strategic direction Develop scenario analyses that support faster, smarter decisions Use data to spot trends and recommend portfolio changes Stakeholder Engagement Build and maintain strong relationships with incubators, accelerators and industry bodies in the SMME space Develop a stakeholder communication plan to keep partners informed and aligned Represent us at industry events and forums What You Need 5 - 10 years of experience in corporate finance, investment analysis, enterprise development, or related fields. Proven track record in evaluating investment opportunities and managing portfolios. Experience working independently and collaboratively in a fast-paced environment. Stakeholder engagement and relationship-building to achieve objectives. Ideal: Exposure to managing investment portfolios, impact investing SME development or B-BBEE-compliant vehicles. Evaluating and executing investments in SMMEs. Designing and administering grant funding programs. Building partnerships with incubators, accelerators and industry bodies. Qualifications (Minimum) Bachelor's Degree in Finance or Economics Qualifications (Ideal or Preferred) Qualified Chartered Accountant (CA) Knowledge Deep understanding of B-BBEE legislation and ESD frameworks. Investment analysis or portfolio management knowledge Financial modelling, valuation techniques and investment analysis. Corporate Finance Principles: Capital structure, cost of capital, working capital management, and capital budgeting. South African SMME ecosystem and enterprise development trends. Regulatory environment affecting ESD and strategic investments. Skills Commercial Thinking Skills Communications Skills Problem solving skills Project Management Skills (Methodolgy Specific) Researching skills Strategic Thinking Skills