Decision Scientist
Full-time
Network Finance
Our client, a leading player in the fintech and digital lending space, is seeking a skilled Decision Scientist – Credit Risk to join their high-performing Risk team. This role offers the opportunity to take ownership of the full model development lifecycle, from data extraction and analysis through to implementation, monitoring, and stakeholder engagement.
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Mfundo Mthembu
Recruitment Consultant
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Key Responsibilities:
- Develop, implement, and optimise credit scorecards.
- Monitor portfolio performance, approval rates, bad debt, and credit health metrics.
- Support credit decisioning strategies and decision engine implementations.
- Identify scorecard drift and recommend improvements.
- Build analytical reports and monitoring frameworks.
- Partner with technical and risk teams to deliver data-driven solutions.
- Degree in a quantitative field such as Statistics, Mathematics, Data Science, Actuarial Science, Economics, or Computer Science.
- 5+ years' credit risk experience within unsecured lending, BNPL, short-term lending, or a similar consumer credit environment.
- Experience building, validating, and monitoring credit scorecards.
- Strong understanding of bureau data and credit risk metrics.
- Advanced SQL skills.
- Experience with Python, R, or SAS.
- Exposure to decision engines, ideally GDS Link, would be advantageous.
- Strong analytical, communication, and stakeholder management skills.
For more exciting IT vacancies, please visit:
I also specialise in recruiting in the following:
- Software Developers
- Data Scientist
- IT Support Technicians
- Test Analyst
- DevOps
Mfundo Mthembu
Recruitment Consultant
Connect with me on LinkedIn!
Vacancy posted 14 hours ago
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