CREDIT ANALYST (SME) - HEAD OFFICE - DURBAN
Full-time
Al Baraka Bank Limited
MAIN FUNCTIONS OF THE JOB INCLUDE
PRE - VETTING APPLICATIONS
- Review and analyse finance applications within the mandates of Executive Credit Committee (ECC), Senior Management Credit Committee (SMCC), and Management Credit Committee (MCC).
- Assess credit risks, ensure compliance with regulatory and internal policies, and make recommendations for management approval.
- Board Credit Committee (BCC) Submissions: Prepare and submit applications to the BCC and Board of Directors (BOD) for approval.
- Compile necessary documentation and ensure all queries are addressed promptly.
PROJECTS
- Involved with credit related projects.
INTERNAL & EXTERNAL AUDITORS
- Coordinate with internal and external auditors, providing necessary information and addressing audit queries promptly.
- Prepare submissions for audits and ensure compliance with audit recommendations.
REPORTING
- Preparation of reports to Board Credit Committee.
- Ensure accuracy and completeness of reports.
- Ensure that book debts are submitted timeously from Branches
CREDIT AWARENESS TRAINING
- Conduct credit awareness sessions and training for sales and credit staff on amended regulations, internal policies, and procedures.
- Prepare presentations and materials as required.
Vacancy posted a month ago
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